Investment Funds, a solid way to growth
Many people shy away from Investment Funds in search of a more secure and guaranteed return on their investments.
However, a proper Investment Fund, with Investment managers behind it, should always make money as they have the power to move the underlying investments around to maximise growth as the market changes.
You can put your savings in a Deposit Account but in the current Market and its terrible interest rates, you are really only lending your money to the bank, virtually interest free. They, I’m afraid to say will not treat you the same when offering you a loan!
It’s a sign of the times that even most banks will try to steer you to Investment Funds when you go in with “New Money” as not only is it, usually, the better option right now, they make higher margins on it as they invest you in their own “in house” funds.
However, an independent Fund Manager will not be looking to use certain funds just to get a higher bonus at the end of the year, they look to the best option for their client’s money as, the bottom line for them is, the better the fund performs, the more they make by administering it.
A well run investment fund, and there are 1,000’s, is a great option for investing money. Even if the fund does not live up to its predictions (Most funds will claim an annual return of 3-6%) it should still outperform any Deposit account being offered by a bank, many of which offer less than 1% nowadays.
Here at Pennick Blackwell, we don’t just tell our clients to invest in a Fund and watch your money grow. Through our free financial review, we examine a client’s individual situation and make our recommendations based on our fact find. And it is just that, a recommendation. If a client does not “feel it” for any reason, we understand. In our review, we would offer various investment opportunities, explain them all and get the client’s feedback in order to fully explain the situation.
Many people are under the mistaken belief that a Financial Advisor is just for the wealthy people to get more money, in reality that could not be farther from the truth. Anybody can consult a financial adviser and benefit from a free financial health check, like we provide here at Pennick Blackwell.
Are you planning for retirement? A life changing event? Looking after an inheritance? Looking to provide for Grandchildren when they set off for college? There are many ways to save and many ways to invest, it is not all about what your bank will tell you, they are biased towards their own products and many people have lost huge sums of money by believing their friendly neighbourhood Bank Manager. It does not matter if you have €10,000 or €100,000, an independent adviser will give you options you may not have known about and could open your eyes to a different option.
With our strategic partnership with many leading financial and investment companies around the world, Pennick Blackwell can ensure your funds go into a well-run, monitored investment that works for you. Using our working relationships with AES (recently awarded “BEST ADVISORY FIRM EUROPE” by International Adviser Magazine), Old Mutual International (Multi Award winning Global investment company) and TAM Assest Management (Award winning, multi diverse investment options) we can ensure your investment is tailored to your specific requirements and explain to you how best to benefit from it.
Long or short term, low or high risk, diversified or centralised, with our free financial review and honest face to face personal discussions (we come to you) we can ascertain what you want, what your expectations are and how to achieve those goals for you.
We understand that what one person wants out of an investment portfolio is not the same as the next person, investment plans can be as different as snowflakes, like the people requiring them and therefore we ensure a tailor made, individually designed plan for each client obtained through our personal, face to face meetings.
What we guarantee is a free, no obligation review of your situation and a full explanation of what you can do with your savings, depending on what you are looking for, long or short term, risk free or not, we will explain the options to you and let you make the decision.
Prepare with Pennick Blackwell and minimise the risks to your money (and health!)